The following assumptions were used to generate the pricing displayed in the Home Page rate box:

z was here	Fixed Rate Loans
Loan Amount	$160,000
Property Value	$200,000
APR Fees	$Call For Fees
Loan Purpose	Purchase/Refinance
Property Purpose	Primary Residence
Property Type	Single Family Residence
	20% down payment required

The following additional disclosures apply:

· All programs may not be available in all states.
· Rates and Terms subject to change without notice.
· The APR on ARM loans may be increased after consummation.
· Based upon 30 day rate lock period.
· Assumes borrower has excellent credit.
· Assumes no subordinate financing.