It is nearly impossible to obtain a home construction loan (building loan) from a bank without having a general contractor involved, and if your the type of person that says "I want to build my own home," then in nearly all cases a bank will not allow you to act as your own general contractor.  The concept of owner-building helps you get the necessary money for construction without a general contractor.  The equity in your completed home acts as the down payment for a permanent mortgage. 

Build Your Home And Your Future

The only thing better than buying a home is building a home. Hadn't considered building? You won't consider anything else once you know the benefits of working as an Owner-Builder..

We make building your own home manageable and economical. And you'll build it the old-fashioned way, with quality materials and the skilled subcontractors that you hire.

 Plus, because you're building your home, rather than buying an existing one, you enjoy the added benefit of having more choice in deciding where you want to live and what you want to live in..

Here's How It Works

The key quality we look for in customers is a powerful drive to achieve their goals. If you're committed to your dream, and match our financial guidelines, you could be living in your own home within the next six to eight months.   The first step is to fill out our simple prequalification form by clicking here:  Build My Own Home Now!

You Can Get the Home You Need- with our unique owner-builder plan.  If money for a down payment is the only thing standing between you and a home of your own, and you're willing to work for what you want, you need to talk to us.  Our home construction loan plan allows up to 100% financing your your project, including the land.

Why? Because our proven expertise in financing and construction management, combined with your commitment, lets you own a home right now, when you need it the most.

If you have.....

• A satisfactory recent credit history (about two years)

• A yearly income of at least $50,000.00;

• A strong desire to own a home;

• A willingness to invest time and energy to achieve your goal

..... then you're a good candidate for one of our plans described here.

Your Commitment Is the Real Key

Our proven plan makes you the key to having your own home. How? By enabling you to become the project manager, overseeing the construction of your home from start to finish. We will provide the guidance, so the process runs smoothly. You take the time to oversee the work. And the best part is, the money you save by not hiring a general contractor helps build the equity you need to replace that down payment and get you into your new home.

Time Well Spent

Overseeing the construction of your new home is a truly worthwhile use of your time. You'll invest time every week -- much of it on the phone -- managing your project. Spending those hours planning and working on your new home can improve your life and your financial picture forever.

No Special Experience Required

With our support, you can be a successful project manager, even if you're not handy with tools. We don't expect you to build your home yourself. You only have to manage the building process. But if you want to cut costs even more and build more equity, you can choose to do some simple jobs yourself, such as painting and clean-up. And if you're an experienced do-it-yourselfer who can handle substantial work on your own, you'll keep costs at rock bottom. Whether you stick to supervision or get right in there and do the work, you're building more than a house. You're building "sweat equity," a critical part of the owner-builder plan to help you get a home of your own.

Eliminating General Contractor Fees

Why let a general contractor profit from the construction of your new home? You can accomplish the same tasks -- and save up to 20 percent of the cost of your house, or more! When you break the job down, you'll see how manageable it really is.  You save money by handling typical general contractor tasks yourself.  We will guide you step by step through the management of your building project. 

Financing: House Building Loan

The Power to Change Your Life

Our plan works with way.

• Land -- You may already own the land you want to build on. If you don't, we will help you find financing, for up to 100 percent of its value. 

• Materials -- Our program covers 100 percent of the cost of the materials needed to complete your new home.

• Labor -- We will finance up to 100 percent of the labor costs for subcontractors you select.

• Equity -- The most important feature of owner-builder programs. Since you're the project manager, you can save thousands of dollars by eliminating the expense of the general contractor. So, by following the owner-builder plan, your completed house should be worth more than it cost to build. That difference between what your house is worth and what you owe on it is called "equity." We call it "sweat equity," because you earned it yourself. 

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